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Upcoming Events 

Come for the information, stay for the conversation! Explore our upcoming workshops and community events.

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YMCA Wellness in Retirement Seminar
When: August 15, 2026
Time: 10:00 am
Location: Lowell Litehouse YMCA 

Your health doesn't stop at retirement, and neither should your planning.

Join us for a free educational seminar designed to help you make informed decisions about your health, healthcare, and retirement lifestyle. Whether you're already on Medicare, approaching age 65, or simply planning ahead, you'll leave with practical tips you can use right away.

This isn't a sales presentation. It's an opportunity to learn, ask questions, and better understand how to make the most of your healthcare while protecting your financial future.

What We'll Cover
  • Maintaining a healthy lifestyle as you age

  • Preventive care and Medicare Annual Wellness Visits

  • Making the most of your Medicare benefits

  • Understanding out-of-state and international healthcare coverage

  • Traveling with confidence while on Medicare

  • When you should (and shouldn't) change your Medicare plan

  • Common mistakes that can become expensive later

  • Prescription drug costs and ways to save money

  • Planning for unexpected healthcare expenses

  • Long-term care considerations and protecting your retirement savings

  • How health insurance works before and after age 65

  • Open Q&A - bring your questions!

Whether you're newly retired, still working, caring for a loved one, or simply planning for the future, this session is designed to help you feel more confident navigating the retirement system.

You'll leave with practical information, helpful resources, and a better understanding of the decisions that can impact your health and retirement for years to come.

Speaker on Stage
Medicare 101: Skip the Confusion. Know Your Options.
When: September 19, 2026
Time: 10:00 am
Location: Lowell Litehouse YMCA 

Confused by Medicare? You're not alone.

Turning 65 comes with a lot of mail, advertisements, and opinions. 

Join us for a free educational seminar designed to simplify Medicare and help you understand your options before making important healthcare decisions.

Whether you're approaching age 65, planning to retire soon, helping a family member, or already enrolled in Medicare, this class will provide clear, unbiased information in an easy-to-understand format.

No sales. No pressure. Just education.

What You'll Learn
  • When and how to enroll in Medicare

  • Understanding Medicare Parts A, B, C, and D

  • Medicare Supplement (Medigap) vs. Medicare Advantage

  • What Original Medicare does and doesn't cover

  • How prescription drug coverage works

  • Medicare costs, premiums, deductibles, and out-of-pocket expenses

  • What happens if you're still working after age 65

  • How Medicare works with employer coverage

  • Avoiding late enrollment penalties

  • Important enrollment deadlines and special enrollment periods

  • Common Medicare myths and misconceptions

  • Travel coverage and healthcare away from home

  • Annual Open Enrollment: what changes each year

  • Resources available to help you make informed decisions

  • Live Q&A - bring your questions!

By the end of the seminar, you'll have the confidence to make informed decisions based on your own needs—not television commercials or confusing mailers.

Speaker on Stage
Medicare 2027: What’s Changing and What It Means for You
When: October 17, 2026
Time: 10:00 am
Location: Lowell Litehouse YMCA 

Medicare’s Annual Enrollment Period is officially underway, and 2027 may bring important changes to your coverage and costs. Join us for a friendly, easy-to-understand conversation about what’s changing and how to determine whether your current plan still fits your needs.

What You’ll Learn
  • How Medicare Advantage and Part D plans may change for 2027

  • What the end of the Medicare Part D Premium Stabilization Demonstration program could mean for prescription drug premiums

  • What to review in your Annual Notice of Change

  • How changes to premiums, prescriptions, provider networks, copays, and extra benefits could affect you

Bring your questions and your plan information. No panic. No politics. No pressure. Just clear information to help you make an informed decision during Annual Enrollment.

And remember: Don’t let your mailbox make your healthcare decisions.

Flat River Insurance Solutions, LLC does not offer every plan available in the state of Michigan. Currently we represent 31 organizations which offer 134 products in your area. Please contact Medicare.gov, or you can call 1-800-MEDICARE (available 24 hours a day/7 days a week), to get information on all of your options.

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